Introduction
Divorce is already stressful, and selling a home during the process can make things even more overwhelming. Whether you need to sell quickly or divide assets fairly, understanding your options can help you make the right decision.
This guide will walk you through how to sell your home during a divorce, minimize conflict, and move forward with financial stability.
Should You Sell or Keep the Home?
Before selling, consider whether one spouse wants to keep the home. Ask yourself:
🏠 Can one person afford the mortgage and upkeep alone?
⚖ Is keeping the home financially fair for both parties?
💰 Would selling be the simplest and most beneficial solution?
If selling makes the most sense, follow these steps to ensure a smooth process.
Steps to Selling Your Home During Divorce
1️⃣ Decide How to Sell
You have a few selling options:
- List with a Realtor – Good if you want top dollar but can wait for the right buyer.
- Sell to a Cash Buyer – Best for a fast, hassle-free sale with no repairs or commissions.
- One Spouse Buys the Other Out – If one person wants to keep the home, they can refinance and buy out the other’s share.
2️⃣ Get an Accurate Home Value
To avoid disputes, determine a fair price by:
- Getting a professional home appraisal.
- Checking recent home sales in Springfield, MO.
- Requesting cash offers to compare market value.
3️⃣ Agree on How to Split the Profits
Once the home sells, you’ll need to decide how to divide the proceeds. Some factors include:
- State divorce laws (Missouri is an equitable distribution state).
- Who paid the mortgage and expenses?
- Are there outstanding debts or liens?
4️⃣ Prepare the Home for Sale
If time allows, clean, declutter, and make minor repairs to increase your home’s value. If selling as-is to a cash buyer, you can skip this step.
5️⃣ Close and Move On
Once the home is sold, focus on your next steps. Having a clear plan helps both parties move forward with less stress.
Why Selling to a Cash Buyer Might Be the Best Option
✔ Fast Closing – Sell in 7-14 days, avoiding a long, drawn-out process.
✔ No Repairs or Showings – Sell as-is without fixing anything.
✔ Less Conflict – No need to agree on home improvements or deal with drawn-out negotiations.
✔ Guaranteed Sale – No risk of buyer financing falling through.
Conclusion
Selling a home during divorce doesn’t have to be stressful. Whether you list traditionally or sell to a cash buyer, having a clear plan will help both parties move forward with confidence.
If you need to sell quickly and easily, a cash sale may be the best way to avoid delays and disputes.
Check out this blog: The Pros and Cons of Selling Your Home Without a Realtor for more information to help with your decision.
Call to Action
We are very sorry to hear about your divorce. We encourage you strongly to get plugged into a strong local church group for some support. Take a quick look at our blog The Goodness of God, there is some powerful truths in there.
Also check out Faith School for some encouragement and to learn how to apply Gods promises in your life.
Don’t let financial hardship or property challenges force you to sell under pressure. If you’re a homeowner facing foreclosure, tax liens, or other distressing property situations, you have options. At Promising Property Solutions, we provide guidance to help you navigate your situation and explore the best solutions available. Want to learn more about your options? We’re giving away a COMPLIMENTARY TOOL KIT to show you exactly what steps you can take.
Download Your Free Homeowner Survival Kit Here Or fill out this form here
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